Dojo in Ireland: what it actually costs
Dojo publishes Irish pricing: 0.99% plus €0.05 a transaction and a €15 monthly terminal fee under €150,000 turnover. What that beats, and what it does not.
Card machinesUpdated 4 sources
Yes, Dojo serves the Republic of Ireland. It trades here as Paymentsense Ireland Limited, registered in Ireland at 9 Clare Street, Dublin 2, and regulated by the Central Bank of Ireland. There is a dedicated Irish site at dojo.tech/ie.
It also publishes a euro rate card, which most Irish coverage of Dojo, including this page until this update, does not reflect. The figures below are Dojo’s own published Irish prices, not estimates from review sites.
What Dojo charges in Ireland
For businesses taking under €150,000 a year on cards, Dojo publishes one plan:
| Credit and debit rate | 0.99% + 0c |
| Secure transaction fee | €0.05 per transaction |
| Monthly terminal fee | €15 |
| Contract | 6 months, then rolling monthly |
Above €150,000 a year, both the rate and the terminal fee become custom and the contract is rolling monthly from the start.
The €0.05 secure transaction fee is charged separately from the headline rate, so the number to compare against a rival is 0.99% plus 5c a sale, not 0.99%. On a €20 sale that is an effective 1.24%. On a €5 sale it is 1.99%.
Dojo devices in Ireland
Dojo rents terminals rather than selling them, and the €15 monthly terminal fee covers the machine.
| Device | Cost | What it is |
|---|---|---|
| Dojo Go | Covered by the €15/month terminal fee | Flagship handheld: 5in touchscreen, built-in receipt printer, ~10 hour battery |
| Dojo Pocket | Quote only | Compact mobile reader |
| Dojo Wired | Quote only | Countertop terminal on Ethernet |
| PAX A920 | Quote only | Android smart terminal |
All Dojo machines include 4G as well as wifi, so payments keep working when the broadband drops. For a busy café or a beer garden, that is the practical selling point.
PCI compliance is included at no extra charge, and Dojo will cover up to €3,000 of another provider’s exit fees if you switch.
Payouts
Next day from 10am. Dojo’s own note is more careful than the marketing: when your money lands depends on your bank. If your bank settles seven days a week you can have Saturday’s takings on Sunday; if it settles Monday to Friday, weekend trade arrives the next working day.
That still beats Square, BOIPA and Elavon, which all settle next working day regardless.
Is Dojo cheaper than SumUp?
This is the only question that matters for most small Irish businesses, and the answer turns on your average sale, not your turnover.
SumUp pay-as-you-go charges 1.69% with no monthly fee and no per-transaction fee. Dojo charges 0.99% + €0.05 with a €15 monthly fee. So Dojo wins on percentage and loses on fixed costs, and the €0.05 quietly erodes the percentage win as your sales get smaller.
Where the two cross over:
| Average sale | Dojo becomes cheaper above |
|---|---|
| €50 | €2,500 a month |
| €30 | €2,800 a month |
| €20 | €3,300 a month |
| €10 | €7,500 a month |
| Under about €7 | Never |
Below roughly a €7 average sale, the 5c fee eats the entire 0.7-point rate advantage and Dojo cannot beat SumUp at any volume. A coffee-and-a-scone counter is the wrong shape for this plan. A restaurant, a garage or a hair salon is the right one.
Who it suits
Steady in-person trade with a reasonable ticket size: restaurants, pubs doing food, barbers, garages, veterinary practices, anywhere the average sale is comfortably over €20 and the tills run seven days.
Weekend trade tilts it further. If a large share of your week happens Friday to Sunday, seven-day settlement is worth real money in working capital.
Honest downsides
The per-transaction fee is easy to miss. It is on a separate part of the pricing page from the headline rate, and it is the number that decides whether Dojo is right for you.
Six-month contract for smaller merchants. Modest, but it is a commitment, and it is more than the zero you get with SumUp or Square.
The published plan stops at €150,000 a year. Above about €12,500 a month you are back to a quote, and quoted rates are not published anywhere.
The Irish site still carries some UK copy. Dojo’s own Irish exit-fee FAQ quotes a figure in pounds. It is a small thing, but it is a reminder to confirm anything unusual in writing rather than assuming a page has been fully localised.
Frequently asked questions
Is Dojo available in Ireland?
Yes. Dojo operates in the Republic of Ireland as Paymentsense Ireland Limited, registered at 9 Clare Street, Dublin 2 and regulated by the Central Bank of Ireland, with an Irish site at dojo.tech/ie.
How much does a Dojo card machine cost per month in Ireland?
€15 a month for the terminal, for businesses under €150,000 in annual card turnover. There is no published minimum monthly service charge, so in a month where you take nothing the €15 is all you pay. Above €150,000 a year the terminal fee is quoted rather than published.
What is Dojo’s transaction fee in Ireland?
0.99% + 0c on credit and debit cards, plus a €0.05 secure transaction fee on every transaction, for businesses under €150,000 in annual card turnover. Above that the rate is custom.
How long is a Dojo contract?
Six months, then rolling monthly, for businesses under €150,000 in annual card turnover. Above that it is rolling monthly from the start. Dojo will cover up to €3,000 of a previous provider’s cancellation fees.
Is Dojo cheaper than SumUp in Ireland?
It depends on your average sale more than your turnover. At a €50 average, Dojo is cheaper above about €2,500 a month; at €20, above about €3,300; at €10, not until €7,500. Below roughly a €7 average sale the €0.05 per-transaction fee cancels the rate advantage and Dojo never catches up.